This delightful Cape-style home perfectly combines classic charm with modern updates. As you step inside, you're welcomed into a cozy living room that opens to the beautifully remodeled kitchen. The kitchen features solid wood cabinets, granite countertops, and a stunning tile backsplash. A granite peninsula provides add'l space for preparing special meals and doubles as a breakfast bar, ideal for casual dining or entertaining. New sliding doors extend the living area outdoors to a patio, creating a seamless indoor-outdoor flow. The home is equipped with brand-new stainless-steel appliances, including a stove and dishwasher, as well as a water heater, furnace, and generator hookups, ensuring convenience and peace of mind. Energy-efficient insulated windows(lifetime warranty) and new flooring throughout further enhance the home's comfort and appeal. The spacious fenced backyard includes a shed for storing all of your lawn equipment and tools, a cozy firepit for enjoying cool autumn evenings, and plenty of space for outdoor activities. The recently repaved driveway provides parking for up to five cars. Ideally located, near I-95, it provides easy access for commuting and travel throughout the state. If that wasn't convenient enough - it's within walking distance to the beach, and is close to the train station, restaurants, shopping, and public transportation. This home has it all! Modern updates paired with timeless charm make it the perfect home, ready for its next owner.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Vinyl Floor | 11.0 x 11.0 | Main |
Bedroom 2 | Wall/Wall Carpet | 18.0 x 13.0 | Upper |
Dining Room | Vinyl Floor | 13.0 x 13.0 | Main |
Kitchen | Granite Counters,Eating Space,Patio/Terrace,Sliders,Tile Floor | 12.0 x 19.0 | Main |
Living Room | Vinyl Floor | 13.0 x 16.0 | Main |
Primary Bedroom | Ceiling Fan,Wall/Wall Carpet | 18.0 x 13.0 | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $391,920 | $391,920 | $391,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.775% | 6.790% | 6.034% |
Monthly Tax Payment | $548 | $548 | $548 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,674 | $2,510 | $3,255 |
Total Monthly Payment | $3,297 | $3,133 | $3,878 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.