Small but mighty! Truly a surprising oasis in the city. This modern, compact ranch home sits on a landscaped private lot just up the hill from downtown. Just under 550 square feet of stylish, efficient living. Hardwood flooring throughout. Compact kitchen and living room are open yet cozy and boast abundant natural light. Back door off the kitchen leads to the patio area where you can enjoy your favorite beverage and the surrounding gardens. One bedroom and full bath with laundry. Extremely energy efficient with a Rinnai propane unit and heat pump to help with heat and cooling. Great storage in the basement. Outside you will be captivated by the paths that take you through the thoughtfully designed perennial gardens. There are flowers blooming from Spring until Fall! The fenced lot is perfect for your pets too. Easy access to Hubbard Park. Don't miss this rare opportunity to own an efficient, easy to maintain home so close to the downtown amenities that you need. Showings begin Friday, Oct 11.
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Our Executive Mortgage Banker:
Our Insurance Division:
$350,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $280,000 | $280,000 | $280,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.879% | 7.159% | 6.276% |
Monthly Tax Payment | $352 | $352 | $352 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,934 | $1,861 | $2,361 |
Total Monthly Payment | $2,361 | $2,288 | $2,788 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.