Showings begin at the OPEN HOUSE during the Cider Festival 12-3 PM on October 13th! Beautiful and historic, the Davis House circa 1840 sits quaintly on Maple Hill Road in the adorable village of Belmont in Mount Holly. Stroll down the road to swim in Star Lake or jump directly onto the VAST trail straight from the property. Okemo is only 11 minutes away if you want to ski and there are tons of natural hikes, trails, and opportunities to mountain bike or snowshoe. Located right across the street from the library with lots of sweet community events, and next door to the Mount Holly Museum! Inside you will find a generous mudroom with slate tile and a wall of windows begging for your plant collection in the beautiful natural light. Hardwood floors throughout the house with the exception of the first floor laundry room that has newly laid natural and durable Marmoleum flooring made with sustainable materials such as linseed oil and wood flour. The living room holds a cozy woodstove and access to the deck overlooking the backyard. Upstairs has 3 bedrooms plus an office for your work-from-home needs. Fiber optic internet, a garage bay within the basement or alternatively incredible interior storage, and a lovely low-maintenance yard with beautiful stone steps, plenty of perennials, and space for growing your annual vegetable garden! The electrical was just upgraded to a 200 amp circuit breaker panel. Come see what these owners have done and enjoy your enjoy slice of VT paradise.
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Our Executive Mortgage Banker:
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$425,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $495 | $495 | $495 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,262 | $2,260 | $2,867 |
Total Monthly Payment | $2,832 | $2,830 | $3,437 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.