181 Main St, Spencer, MA, Massachusetts, property flyer

181 Main St, Spencer, MA, 01562 | $399,900

First time on the market! Spacious, one level living on Main Street! All rooms are generous sized, freshly painted and hardwood flooring were just redone. Updated bathroom with granite countertop! The sunny livingroom has beautiful hardwood flooring, corner fireplace and lots of windows for light! Huge kitchen iwith a comfortable dining area, center island and lots of counter space! Roof was replaced on the house and garage in 2009. Plenty of yard space to do what you want! Walk to everything including bus line, parks, restaurants, shopping & schools. This ranch sits way back from the road. Two car garage with walk up storage overhead. Big mudroom would also be great for washer and dryer(hookups are currently in the kitchen). This property could also serve as a business/office space! Lot's of different options with this home! Great starter or retirement place or open your business here(with permit from town). Don't miss all of the potential with this one!

Features

Amenities: Public Transportation, Shopping, Tennis Court(s), Park, Walk/Jog Trails, Medical Facility, Laundromat, Conservation Area, Highway Access, House of Worship, Public School
Rooms: 5
Bedrooms: 2
Baths: 1 full
Laundry: Electric Dryer Hookup, Washer Hookup
Style: Ranch

Year Built: 1961
Garage: 2-car Attached
Basement: Full, Bulkhead, Concrete
Approx Sq. Feet: 1,426
Acreage: 0.64
Est. Taxes: $3,973

Lot Desc: Easements
Appliances: Gas Water Heater, Water Heater, Oven, Range
MLS#: 73299704
Website: https://www.raveis.com
/prop/73299704/181mainst_spencer_ma?source=qrflyer

The property listing data and information set forth herein were provided to MLS Property Information Network, Inc. from third party sources, including sellers, lessors and public records, and were compiled by MLS Property Information Network, Inc. The property listing data and information are for the personal, non-commercial use of consumers having a good faith interest in purchasing or leasing listed properties of the type displayed to them and may not be used for any purpose other than to identify prospective properties which such consumers may have a good faith interest in purchasing or leasing. MLS Property Information Network, Inc. and its subscribers disclaim any and all representations and warranties as to the accuracy of the property listing data and information set forth herein.
Listing by Donna Flannery courtesy of ERA Key Realty Services- Spenc

Room Information

Type	Description	Level
Bedroom 2	Flooring - Hardwood	First
Kitchen	Flooring - Hardwood, Flooring - Vinyl, Dining Area, Kitchen Island, Exterior Access, Open Floorplan	First
Living Room	Flooring - Hardwood, Exterior Access	First
Master Bedroom	Flooring - Hardwood	First

William Raveis Family of Services

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888.699.8876

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Market your home to realize a quick sale at the best possible price
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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

Is available to meet with you in our office, your home or office, evenings or weekends
Offers you pre-approval in minutes!
Provides a guaranteed closing date that meets your needs
Has access to hundreds of loan programs, all at competitive rates
Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

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Our Insurance Division:

Will Provide a home insurance quote within 24 hours
Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

181 Main St, Spencer, MA, 01562

$399,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

	5/6 (30 Yr) Adjustable Rate Conforming*	30 Year Fixed-Rate Conforming	15 Year Fixed-Rate Conforming
Loan Amount	$319,920	$319,920	$319,920
Term	360 months	360 months	180 months
Initial Interest Rate**	7.000%	6.990%	6.250%
Interest Rate based on Index + Margin	8.125%
Annual Percentage Rate	7.477%	7.159%	6.498%
Monthly Tax Payment	$331	$331	$331
H/O Insurance Payment	$75	$75	$75
Initial Principal & Interest Pmt	$2,128	$2,126	$2,743
Total Monthly Payment	$2,534	$2,532	$3,149

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.