Be the envy of your neighbors as the new owner of this captivating 4-bedroom, 3-bath center entrance Saltbox Colonial on one of the most desirable streets in Topsfield! With its meandering brick walkways and white picket fence amidst a beautifully landscaped lot, this home’s curb appeal is a “10” and so is the inside. The foyer leads to an inviting fireplaced living room & spacious dining room. An eating nook is one highlight in the spacious kitchen w/ substantial cabinetry, counter space & 2 pantries! An adjacent family room w/ built-in bookcases overlooking the lovely yard, the 3-season room w/sliders to the patio & a half bath w/ laundry complete the 1st floor. The second floor boasts 4 bedrooms & features the primary suite w/ two closets and upgraded bathroom plus another full bath. Hardwood throughout, 2-car garage, central air, bonus room over the garage, and large yard with sidewalks to the town center are just some of the highlights of this great family home! Showings by appt.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 2 | Closet, Flooring - Hardwood | 12.1 x 17.3 | Second |
Bedroom 3 | Closet, Flooring - Hardwood | 11.8 x 12.3 | Second |
Bedroom 4 | Closet, Flooring - Hardwood | 11.5 x 11.6 | Second |
Dining Room | Flooring - Hardwood | 11.5 x 12.3 | Main,First |
Kitchen | Flooring - Hardwood, Countertops - Upgraded, Breakfast Bar / Nook | 12.1 x 157.0 | Main,First |
Living Room | Flooring - Hardwood | 14.8 x 14.9 | Main,First |
Master Bedroom | Closet, Flooring - Hardwood | 13.3 x 17.3 | Second |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $731,200 | $731,200 | $731,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.500% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.955% | 6.612% | 6.182% |
Monthly Tax Payment | $1,109 | $1,109 | $1,109 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,209 | $4,622 | $6,170 |
Total Monthly Payment | $5,409 | $5,822 | $7,370 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.