Experience the epitome of coastal country living in this newly constructed, quality craftsmanship waterfront home on James Creek, leading to Peconic Bay. With 80 feet of prime waterfront and approved plans for a Dock accommodating up to a 46' boat, this home showcases a classic Hamptons Dutch roof line, Hardie cedar siding, Azek trim, along with an attached garage. The thoughtfully landscaped grounds of hydrangeas, boxwoods and seagrasses also feature a bluestone patio that surrounds a refreshing saltwater pool complete with an outdoor shower. Step inside to discover an inviting open floor plan, highlighted by generous 10-foot ceilings with crown molding, and warm 5-inch white oak floors. The gourmet kitchen with large butlers pantry boasts stunning quartz countertops, wood shaker cabinets and high end Italian Bertazzoni appliances, seamlessly flowing into the dining and living areas bathed in natural light from wall-to-wall windows and sliders. The living room, with its shiplap accent wall and gas fireplace, creates a cozy yet sophisticated atmosphere. The main level also includes a versatile formal dining room that can double as a home office, a Jr. en-suite, and a functional mudroom with laundry and a half bath, leading to the garage designed for the option of a car lift. Ascend the double wide staircase with wall moldings to the second level, where you will find a welcoming open den, a luxurious primary en-suite behind double doors with large sliders opening to a private deck overlooking the tranquil waterfront. There is a third en-suite bedroom, two additional bedrooms, another full bath and second laundry room complete this level. Surrounded by charming farm stands, exquisite wineries, beautiful beaches, and delightful restaurants, this stunning coastal home in Mattituck captures the coveted lifestyle of Long Island's East End.
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Our Executive Mortgage Banker:
Our Insurance Division:
$2,599,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $2,079,200 | $2,079,200 | $2,079,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.750% | 6.625% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.004% | 6.738% | 6.307% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $12,134 | $13,313 | $17,686 |
Total Monthly Payment | $12,259 | $13,438 | $17,811 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.