147 Route 26a, Stuyvesant, NY, 12173 | $235,000
This simple Victorian farmhouse is located in the farming hamlet of Stuyvesant within a short walk to the Hudson riverfront. The almost half acre of land is filled with perennials, that when cultivated will provide seasons of color. The first floor has a formal living room, dining room, kitchen, first floor bedroom and full bath. The second floor has two additional bedrooms and a second full bath. The floors are wide board pine throughout with the exception of the kitchen and some period detailing remains. Original windows have been replaced with insulated glass and the roof was fully replaced in 2022. There is a small barn on the property and this roof has been completely replaced as well. The home includes a whole house generator that has been annually serviced. The old furnace has been removed but the original cast iron radiators have been kept. Next to the historic town of Kinderhook and close to Chatham, Hudson and a number of farms and farm markets. With someone's vision and work, this home can become the perfect starter home or weekend retreat. Property is Agent Owned
Features
- Rooms: 8
- Bedrooms: 3
- Baths: 1 full
- Style: 1 1/2 Stories,Farm House
- Year Built: 1823
- Heating: Radiator
- Basement: Partial,Walkout
- Approx Sq. Feet: 1,418
- Acreage: 0.42
- School District: Ichabod Crane
- MLS#: 150927
- Days on Market: 330 days
- Website: https://www.raveis.com
/prop/150927/147route26a_stuyvesant_ny?source=qrflyer
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
147 Route 26a, Stuyvesant, NY, 12173
$235,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $188,000 | $188,000 | $188,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,251 | $1,250 | $1,612 |
| Total Monthly Payment | $1,326 | $1,325 | $1,687 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535