New Custom Split Entry Ranch to be built appx 1 mi to the Sturbridge town line and with an acre lot. Main level features a Living Room, Kitchen w/ all wood cabinets, island & granite countertops & Dining Room with a slider leading out to the 12x12 patio in the rear of the home. Also included is a main bedroom boasting a main bath & two closets, 2 additional bedrooms & a full bath. Luxury vinyl plank flooring throughout main level. Granite countertops in both bathrooms. Lower level has a carpeted bonus room. Option to add additional bathroom on lower level. 200 amp electrical. Vinyl siding. 2 car garage underneath w/ electric openers. Heating system is a dual fuel system w/ propane furnace & heat pump condenser. Can discuss colors, finishes, upgrades. Pictures are of similar homes builder has constructed & town. Appx 5 miles to I-84, I-90 Mass Pike, Rte 20 & downtown Sturbridge. Near North Pond & South Pond / Lake Quacumquasit. Public beach on South Pond & public boat ramps on both.
Type | Level |
---|---|
Bedroom 2 | First |
Bedroom 3 | First |
Dining Room | First |
Kitchen | First |
Living Room | First |
Master Bedroom | First |
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Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,920 | $439,920 | $439,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $48 | $48 | $48 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,927 | $2,924 | $3,710 |
Total Monthly Payment | $3,067 | $3,064 | $3,850 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.