Welcome to this exquisite, fully remodeled Post Modern home, ideally located in the heart of Saint James. Step inside to experience a custom-designed interior where no detail has been spared. This stunning 4-Bedroom residence offers nearly 3, 000 square feet of beautifully crafted living space in a desirable, open-concept layout. Originally expanded and rebuilt from the studs in 2012, the home was finished to perfection just this year. Upgrades include Andersen 400 Series windows, high density insulation, gas heating with high-efficiency dual-zone central air, select oak flooring throughout, a 200-amp electrical system with Tesla charger. The exterior has been meticulously updated with cedar shake siding surrounding the home, Trex decking, a fully fenced yard with PVC fencing, and in-ground sprinklers, all set on a professionally landscaped . 32-acre lot. The oversized kitchen is a chef and entertainer's dream, featuring elegant KraftMaid cabinets, new quartz countertops, stainless steel appliances, a 48" built-in refrigerator, and gas cooking. A spacious center island and two peninsulas offer additional seating. The kitchen seamlessly flows into a generous living room, as well as a magnificent Dining Room, perfect for hosting dinner parties, plus a bonus Den with a coffered ceiling. Upstairs, all Bedrooms are generously sized, including a Grand Master Suite with walk-in closets and a luxurious En-suite Bathroom complete with a steam shower. Additional storage is available in the basement and the attached two-car garage. Located in the highly desirable Smithtown School District, this home truly has it all. Current taxes with STAR are $16, 573. A rare gem, this home is the one you've been waiting for!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$925,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $740,000 | $740,000 | $740,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.500% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.955% | 6.612% | 6.182% |
Monthly Tax Payment | $1,460 | $1,460 | $1,460 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,260 | $4,677 | $6,245 |
Total Monthly Payment | $5,812 | $6,229 | $7,797 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.