Enchanting Turn of the Century (1907) Legal Two Family Home. Property Class 220 on . 36 Acres. All Rooms are Large, Bright and Spacious with Plenty of Closets and Storage. Beautiful and Private Property Features a Detacher Two Car Garage (26' x 20') with Full Loft/Storage and A 33' x 24' Paver Patio, Great for Entertaining. First Floor Apartment: Front Entry Foyer, Livingroom with Fireplace, Dining room, Eat-in-Kitchen with Washer/Dryer, Three Bedrooms and a Full Bath. Second Floor Apartment: Rear Entry Foyer, Livingroom, Kitchen with Dining Area, Two Large and Sunny Bedrooms and a Full Bath. Full Finished Basement with Outside Entrance, Recreation Room, Laundry Room, Utility/Boiler room with 275 Gallon Above Ground Oil Tank and Full Bath. Additional Features include: Hardwood Floors and New Carpeting As Seen, Three Zone Oil Hot Water Heat with Separate Hot Water Heater, Three 100 Amp Electric Services, Mostly All Windows are Tilt-in Thermopane, Two Thru Wall Air Conditioners and Two Ceiling Fans. Taxes with No Exemptions: $14, 627. 03
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Our Executive Mortgage Banker:
Our Insurance Division:
$719,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $575,200 | $575,200 | $575,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $1,219 | $1,219 | $1,219 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,924 | $3,823 | $4,851 |
Total Monthly Payment | $5,235 | $5,134 | $6,162 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.