Unbelievable Opportunity to make this stunning Congers Victorian Colonial Your Own! Beautifully set on 1/3 acre, this home boasts over 3400 sq. ft. with 5 generous size bedrooms and 3 full baths. Formal entry leads to huge light, bright and airy living room/family room with soaring ceilings, loads of windows, stone fireplace and french doors to wraparound deck. Large kitchen with granite and center island. Formal dining room and main level 5th. bedroom. Upper level features huge primary Ensuite with full bathroom and walk in closet. 3 additional bedrooms and hall bath, open sitting area and laundry room. Walk up attic and large walk out basement ready for finishing. Hardwood floors throughout. 2 car garage. Great Commuter location. Close to Parks, Recreation, Shopping, and Public Transportation. Clarkstown Schools. Hurry! Hurry. . . Hurry. . . This rare opportunity will not last!! Additional Information: ParkingFeatures: 2 Car Attached,
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$799,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,200 | $639,200 | $639,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $1,765 | $1,765 | $1,765 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,253 | $4,248 | $5,390 |
Total Monthly Payment | $6,110 | $6,105 | $7,247 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.