One or more photo(s) has been virtually staged. Under Construction. Under Construction. Available February 2025! Discover affordable luxury with this stunning new construction by Spire Homes, perfectly set on a spacious one-acre lot with no HOA fees in the desirable Citrus Springs community. Stately and sublime, the Aruba model is an overachiever in the world of affordable luxury offering four large bedrooms, two stylish bathrooms, and a three-car garage—an ideal fit for families seeking both comfort and elegance. The open-concept design is perfect for entertaining, with sleek modern finishes that exude sophistication. You’ll love the spacious kitchen featuring premium cabinetry, a large pantry, and a central island with counter seating, all seamlessly flowing into the dining and great rooms. Large sliding glass doors lead to a covered lanai, extending your living space for easy indoor-outdoor entertaining. Retreat to the expansive owner’s suite, featuring a luxury bathroom with dual vanities, a walk-in shower, a private lavatory, and an oversized walk-in closet. The home is filled with natural light thanks to large windows throughout, and the expansive backyard is perfect for hosting outdoor gatherings. Three additional bedrooms are positioned near the front, offering easy access to a modern full bath. A convenient laundry room and a mudroom with a coat closet lead directly to the three-car garage, adding functionality to this thoughtfully designed home. Located in the tranquil, deed-restricted community of Citrus Springs, this home offers easy access to nearby cities like Dunnellon, Beverly Hills, and Crystal River. Enjoy the 46-mile Withlacoochee State Trail for biking and hiking or tee off at the Citrus Springs Golf & Country Club. Don't miss out on this rare opportunity to own a beautiful new home on a premium one-acre lot. Act fast—this gem won't last!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $336,000 | $336,000 | $336,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $25 | $25 | $25 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,235 | $2,233 | $2,881 |
Total Monthly Payment | $2,335 | $2,333 | $2,981 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.