This charming 2-bedroom, 1-bathroom home sits on the Bolton Valley and Waterbury line in Vermont, offering an ideal blend of rustic charm and modern conveniences. Nestled on a private . 5-acre lot, this home has been thoughtfully updated to ensure both comfort and practicality while maintaining its cozy, camp-like feel. Originally a seasonal camp, it has been converted into a year-round residence, perfect for those who love the outdoors and the serene beauty of the Vermont mountains. Recent upgrades include new well water lines, an automatic tankless water heater, and a state-approved well and septic system installed in 2021. Inside, you’ll find new appliances, including an induction stove, as well as a new washer and dryer. The home features two floors of living space, with plenty of room for a queen bed and three twin beds. A brand-new 33' x 14' deck provide the perfect spots for outdoor relaxation, whether it's stargazing or cooking out with friends and family. The property is heated with electric baseboard heating, rinnai propane fired heater, or a wood-burning fireplace for cozy winter nights. Outside, there’s a space below the house for extra storage, and the lot abuts over 90 acres of private land, granting the owner deeded rights to hunt, fish, hike, and explore the natural surroundings. Located on a private, steep road (4WD recommended), the home offers peace and seclusion while still being conveniently close to Waterbury Center as well as Stowe, Richmond & Williston
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$425,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.879% | 7.159% | 6.276% |
Monthly Tax Payment | $293 | $293 | $293 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,348 | $2,260 | $2,867 |
Total Monthly Payment | $2,716 | $2,628 | $3,235 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.