Welcome to this meticulously maintained one-owner raised ranch, offering turnkey convenience, in a highly sought-after city location. Nestled on a private residential lot, this home boasts an inviting open-concept layout, ideal for both comfortable living and entertaining. Along with the common spaces the main level offers 3 bedrooms and a full bathroom. A custom designed addition expanded the primary bedroom and added a walk-in closet as well as adding space in a secondary bedroom. This addition also includes a full basement with exterior access which makes it great for additional storage which is a clear value to any home. Downstairs you will find a completely renovated family room with attached 3/4 bathroom and laundry room. The addition of a "wood stove style" gas fireplace adds comfort and serenity to this added family space. This space also has direct access to the attached garage making it extremely convenient. You’ll have no worries of moisture as a recent exterior drainage issue has been resolved with the installation of a waterproofing Northern Basement System. The expansive rear deck with southern exposure is private and perfect for enjoying your morning coffee or hosting summer barbecues while overlooking the serene backyard. The property’s city location provides easy access to local amenities, shopping, and dining, yet offers the tranquility of a private retreat. Don't miss this rare opportunity for move-in ready living in a prime location. Welcome Home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$344,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $275,200 | $275,200 | $275,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,831 | $1,829 | $2,360 |
Total Monthly Payment | $1,906 | $1,904 | $2,435 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.