This well-maintained and versatile property offers abundant possibilities. Zoned IN "Industrial, " opportunity for specific in-home business ventures, or it can accommodate multi-generational living in-law potential on the lower level. Recent updates include modernized bathrooms, an upgraded kitchen, replacement windows, a fresh coat of interior paint, and a new roof (2020). The main level boasts spacious bedrooms, a full bath, a dining area, an oversized living room, and a welcoming foyer that can double as an office space. The kitchen features a large stainless-steel sink, a gas range, and ample counter space for easy meal prep. Hardwood floors and generous closet space are found throughout. The lower level provides 2 multipurpose rooms, storage-room, ¾ bath, a laundry room perfect space for in-home office, supplies. A zero-step entry into the basement adds convenience, while a 10x23 unfinished storage area offers plenty of space for inventory/supplies. Move in condition come enjoying the endless opportunities this home provides!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,200 | $319,200 | $319,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $552 | $552 | $552 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,124 | $2,122 | $2,692 |
Total Monthly Payment | $2,751 | $2,749 | $3,319 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.