One or more photo(s) has been virtually staged. NEW SHINGLE ROOF 2024! FABULOUS LOCATION! This 3 BED- 2 BATH property in Winter Haven has NO HOA and NO CDD! As you walk into the home you are welcomed by the large multi-level family room with all NEW luxury vinyl wood plank flooring, which is also throughout all the common areas. Like storage? This home has plenty of it! The family room has 2 very large storage rooms, perfect for all the organized homeowners out there. The home features a large formal living room with a beautiful wood burning fireplace, perfect for a cozy night in. Connected to the living room is the large laundry/storage room. The kitchen has been completely updated with brand new kitchen cabinets, new quartz countertops, brand-new stainless-steel appliances, and all new fixtures. Moving on to the primary bedroom, this room features an en-suite bathroom, a reach in closet and walk in closet. The primary bedroom has all new carpet, and the en-suite has had a total makeover with a new mirror, light fixture, new toilet, and all new plumbing fixtures. On the left side of the home, you will find 2 additional bedrooms with all new carpet, both with reach-in closets. The 2 bedrooms share a full bathroom with a tub, that has also had a total makeover with new mirrors, light fixtures, new vanity, new toilet, and all new plumbing fixtures. Other updates include a brand-new water heater installed, brand new electrical panel/meter, fresh interior and exterior paint, new exterior and interior lighting and ceiling fans throughout the property. The large backyard is fenced with a beautiful, resurfaced pool, making it the perfect entertainment space to enjoy with family and friends. Great location between Orlando and Tampa, just minutes away from major highways with access to the theme parks. Legoland is less than 10 mins away! Plenty of restaurants and shopping around the corner. Great opportunity to own as a primary residence, second home or vacation rental!! Don’t miss this opportunity and view today! *Seller is paying up to $13, 000 in flex cash towards buyer’s closing costs with an acceptable offer. *
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $260,000 | $260,000 | $260,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $303 | $303 | $303 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,774 | $1,728 | $2,229 |
Total Monthly Payment | $2,152 | $2,106 | $2,607 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.