Welcome to this unique opportunity to own a single-family home and accessory apartment with heated workshop and 2-car garage in Oxford. Main house features 3 bedrooms, 2 full bathrooms, open concept living space. Living room features 2-sided brick fireplace and cathedral ceilings. Kitchen features newer stainless-steel appliances. Lower level of main can be used for additional living space since it heated and cooled. Main home has central air, propane furnace was replaced in 2011 and tankless hot water heater was installed in 2022. The accessory apartment features 1 Bedroom, 1 full bath recently updated and kitchen/living room. Each unit has separate electric meter, & septic system. The well is shared between both properties. Roof on both homes is approx. 9 years old. Accessory apartment has oil-fired furnace and new hot water heater. Laundry for accessory apartment is in the workshop. Exterior features new paint, chicken coop, shed, dog kennel, and stone patio. In-ground saltwater pool. Lot is zoned for farming. Please see floor plans for more details. You can also purchase a 1. 50 Acre adjacent building lot that is being sold separately.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
For homebuyers and sellers, our Attorney Network:
$679,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $543,920 | $543,920 | $543,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $557 | $557 | $557 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,619 | $3,615 | $4,587 |
Total Monthly Payment | $4,268 | $4,264 | $5,236 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.