One or more photo(s) has been virtually staged. Charming Dade City Home with Original Hardwood Floors and Spacious Backyard
Nestled in the heart of Dade City, this inviting home at 13751 13th St. offers a touch of local charm with its whitewashed brick exterior and thoughtfully remodeled interior, completed within the last 4 years including all new energy efficient windows . Spanning a comfortable 1, 508 square feet, this house features three cozy bedrooms and exemplifies warmth through its well-maintained original hardwood floors found in the living room and secondary bedrooms.
The kitchen stands out with its unique original red brick backsplash, complemented by granite countertops and classic white shaker cabinets. The kitchen, updated approximately four years ago, also includes a convenient island, making it a bright and open space that's perfect for everyday meals. The living room shares this openness and brightness, enhanced by the beautiful hardwood floors that echo the home's heritage.
The master bedroom, comfortably carpeted, exudes a country charm, providing a peaceful atmosphere to unwind. The bathroom, was recently refreshed and, features decorative ceramic tile flooring and a roomy shower, combining functionality with a thoughtful aesthetic.
Outside, the property boasts a spacious backyard, perfect for outdoor activities or simply relaxing under the Florida sun. Its prime location in Dade City ensures easy access to nearby schools and hospitals, adding to the convenience of this charming community. With nearby transportation options, residents will find it easy to explore the vibrant town, known for its friendly vibe and small-town appeal.
This house is an ideal choice for those looking for a comfortable living space that marries the character of original features with the practicality of modern updates, set amidst the inviting essence of Dade City.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $287,200 | $287,200 | $287,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $302 | $302 | $302 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,911 | $1,909 | $2,463 |
Total Monthly Payment | $2,288 | $2,286 | $2,840 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.