Follow your heart home! Impressive 5-bedroom, 3-bath Hi-Ranch on . 14 acres in South Huntington! Pride of ownership shows throughout this well-maintained home. The home is bathed in natural light, with vaulted ceilings, raised panel doors, and double-pane windows, including some Andersons, adding to its appeal. The inviting living room, with its large windows, vaulted ceiling, and cozy fireplace, creates a warm and bright atmosphere. The updated eat-in kitchen boasts ceiling-high oak cabinets, granite countertops, and nearly new appliances, all under six years old. The dining room, perfect for gatherings, features sliding doors leading to the deck and backyard. The primary bedroom is a serene retreat, offering two double closets and an updated ensuite bathroom, updated just six years ago. The main level also includes two additional bedrooms, an updated full bath with a tub (6 years old), and access to a full attic via a pull-down staircase, providing ample storage. The lower level is equally impressive, featuring a spacious family room, two additional bedrooms, a full bath, a summer kitchen, and a separate entrance, offering the potential for an accessory apartment with proper permits. Additional amenities include a 1-car attached garage, laundry room, and utilities. The home is equipped with oil, hot water heat, in-ground sprinklers, and 200AMP electric service. Leased solar panels contribute to affordability by significantly reducing electric bills. Recent updates include the kitchen (6 years), both main floor baths (6 years), roof (5 years), oil tank (2 years), on-demand hot water heater (1 year), second refrigerator (3 years), and dryer (2 years). The private backyard has a deck and patio surrounded by beautiful perennial gardens, providing an ideal space for relaxation and entertaining. This beautiful home is ready to welcome you-make it yours today!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $535,200 | $535,200 | $535,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $1,048 | $1,048 | $1,048 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,561 | $3,557 | $4,589 |
Total Monthly Payment | $4,701 | $4,697 | $5,729 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.