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351 Lanes Lane, Charlotte, VT, 05445 | $545,000
Sit back & relax at this Charlotte lakeshore cottage on Thompson's Point. You will find everything you need to feel like you are on vacation! Wonderful 2-3 bedroom, 1 bath seasonal cottage with 3 floors of finished space. Totally renovated throughout open floor plan on the 1st floor with hardwood floors, spacious kitchen with breakfast bar opens to dining & living room overlooking the lake, upstairs includes 2 bedrooms & the walkout lower level can be used as a family room or 3rd bedroom with sliders to expanded deck, all the furnishings stay for move in ready, sleeps 10. Don't miss the outdoor shower, sitting area with canopy overlooking the lake, firepit, extensive floating dock & swim platform for sunbathing & boats, 1000lb cement mooring included. Gorgeous views overlooking the bay & Point Bay Marina great for kayaking, paddle boarding, boating or swimming. 20 year lease from the town of Charlotte. Walk to Point Bay Marina or bike to Charlotte Village, 20 minutes to Burlington or Vergennes! Easy access to Basin Harbor resort by water or land! All part of the Thompson's Point summer community! Owner does weekly rentals.
Features
- Rooms: 6
- Bedrooms: 2
- Baths: 1 three-quarter
- Style: Bungalow,Cottage/Camp
- Year Built: 1930
- Heating: Monitor Type
- Cooling: None
- Basement: Walkout
- Approx Sq. Feet: 1,240
- Acreage: 0.49
- Est. Taxes: $2,306
- Lot Desc: Beach Access,Deep Water Access,Lake Frontage,Lake View,Landscaped,Recreational,Walking Trails
- Elem. School: Charlotte Central School
- Middle School: Charlotte Central School
- High School: Champlain Valley UHSD #15
- MLS#: 5017608
- Website: https://www.raveis.com
/prop/5017608/351laneslane_charlotte_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 10/29/2024Listing courtesy of Geri Reilly Real Estate Phone: 802-862-6677
Listing Agent: Geri Reilly
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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
351 Lanes Lane, Charlotte, VT, 05445
$545,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $436,000 | $436,000 | $436,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.879% | 7.159% | 6.276% |
| Monthly Tax Payment | $192 | $192 | $192 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,011 | $2,898 | $3,677 |
| Total Monthly Payment | $3,295 | $3,182 | $3,961 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484