Welcome to this extremely well-maintained home, located in the naturally beautiful Pine Barrens neighborhood of Shirley! Boasting close proximity to South Haven Park, Smith Point County Park, Sunrise Hwy, the LIE and LIRR, this nicely updated, 3 (possible 4) bedroom, 2 bathroom colonial sits on a flat, mid-block 0. 25 acre property. The oversized driveway and 1 car attached garage offer secure, ample parking and extra storage space. As you enter into the foyer, you'll immediately sense the pride of ownership, which sets the tone for this home's bright and airy interior. As you continue into the family room, you'll be impressed by the spacious, open feel and front bay window. Next, you find the eat-in kitchen, adorned with sliding glass doors, which lead out to the back porch and expansive fenced in back yard, the perfect space for entertaining outdoors. For added convenience, on the first floor, there is a full bathroom, nicely sized office and a laundry room. As you continue upstairs, you'll find the primary bedroom and 2 secondary bedrooms, all of which are generously sized for maximum comfort. An additional full bathroom is located in the main hallway upstairs. Additional features of this spacious home include tile floors in the kitchen and new wide-plank flooring throughout the rest of the home, which add warmth and character. A newer roof and vinyl siding ensure years of worry-free maintenance and ownership. This is the perfect, turnkey house to call home sweet home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$489,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $391,999 | $391,999 | $391,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $675 | $675 | $675 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,608 | $2,605 | $3,361 |
Total Monthly Payment | $3,358 | $3,355 | $4,111 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.