If you’ve been dreaming of restoring a classic Vermont farmhouse, this may be the opportunity you’ve been waiting for. This spacious home offers a comfortable floor plan and a wealth of potential, perfect for those with a vision. The kitchen is generously sized and features a charming picture window nook with a slight vaulted ceiling—ideal for casual meals or your morning coffee. The formal dining room flows into the living room, creating a wonderful space for gatherings. Additionally, two extra rooms on the main floor provide flexibility for a home office or first-floor bedroom, with a full bath conveniently located on this level. Upstairs, you'll find three more bedrooms, a full bath, and two bonus rooms, offering ample living space. A walk-up attic adds even more storage or creative possibilities. An attached workshop and garage/barn provide practical workspaces, while the inviting front porch, where you can relax and listen to the gentle sounds of Joe’s Brook, completes the charm with land across the street with brook frontage. The backyard offers plenty of room for gardens and play, blueberry bushes, and you will love the pretty perennials surrounding the home. This property is full of potential, waiting for the right owner to bring it back to life.
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Our Executive Mortgage Banker:
Our Insurance Division:
$250,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $200,000 | $200,000 | $200,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $266 | $266 | $266 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,381 | $1,329 | $1,687 |
Total Monthly Payment | $1,722 | $1,670 | $2,028 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.