Better than New. 2 Year Young Stunning 3-Bedroom Lake front home in The Matanzas Lakes. Gated Community offering many quality upgrades not found in most homes. This spacious 3-bedroom, 2-bathroom house offers a perfect blend of modern comforts and coastal charm. Features include: Open-concept layout with natural light throughout. Master suite with a private bath and large walk-in closet. Two additional bedrooms perfect for family or guests. A serene backyard ideal for outdoor entertaining. Community approved 4' aluminum fence. One of only a handful of oversize lots in the community. The current owners have designed this home with many fine upgrades and features not found in most homes. This includes 21" Porcelean Tile floors throughout including closets, Glass Pendant lighting, 9' wide 3 Panel sliding glass door system, Custom Vinyl Plantation Shutters and blinds, 5 ceiling fans, and upgraded 2 panel smooth finish interior doors. The Kitchen offers upgraded Samsung brand dual door oven with glass cooktop, Run-Quiet dishwasher and a vented Microwave Oven. Upgraded "Mira" quartz countertops with matching backsplash and "Kinsdale" painted full-extension cabinets and drawers further compliment the kitchen. A "Solatube" skylite over the sink and oven provide plenty of natural light even on cloudy days. Ribbon LED under cabinet lighting enhances the work area and provides soft lighting in the evening. The Primary Bedroom suite includes a large bathroom with walk in shower with pebble stone floor and built in granite top seat. Separate toilet room with large medicine cabinet. The large walk in closet has been designed to be flexible and customizable for your specific needs. The owners have also added an additional 4 feet to the garage making it a total of 27 feet in depth. This feature is perfect for the auto enthusiast looking for a great place to work and store prized automobiles. Above the garage is a 6' x 20' plywood storage area with convenient drop stair access. An aluminum fence with 3 gates provides access for the landscape maintenance. Matanzas Lakes is a gated community of 107 homes, each built to compliment and blend in with each other. Residents love the privacy and seclusion of their gated community. Spend your free time enjoying the walk-in community pool with cabana and covered outdoor kitchen. Whether getting in some water exercise or "floating" with a cool drink with friends, "pool time" is always enjoyed by all. There's a Pickle Ball court for residents and their guests. Or those who prefer walking or bicycling, the private community streets are ideal for taking in some fresh air. This home is located along a large private lake with its beautiful views including all the wonderful wildlife that visit each day. For those lucky to live on the lake, the lighted fountain provides wonderful views and a sense of serenity each and every evening. Palm Coast, conveniently located south of America's oldest City of St. Augustine, and north of the World-Famous Daytona Community offers a 3-season setting that many Floridians prefer. With close proximity to many beautiful beaches and the Atlantic Ocean, Palm Coast has it all. Discover your dream home in beautiful Palm Coast!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $351,920 | $351,920 | $351,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.775% | 6.790% | 6.034% |
Monthly Tax Payment | $374 | $374 | $374 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,401 | $2,253 | $2,922 |
Total Monthly Payment | $2,850 | $2,702 | $3,371 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.