Welcome to 50 Hawkins Rd! Nestled in the heart of Centereach, this stunning colonial has so much to offer. Situated on a sprawling 1-acre lot, this home boasts 4 spacious bedrooms, 3. 5 baths, and a private accessory apartment ideal for rental income or extended family/friends/guests. The fully fenced-in yard is an entertainer's paradise, featuring a large deck with a built-in bar, an inviting in-ground pool, and ample space for outdoor gatherings. As you enter the formal foyer, you're welcomed by a grand layout that includes a formal dining room, a cozy living room, a family room, and an eat-in kitchen complete with granite countertops. Upstairs, you'll find all of the bedrooms, while the accessory apartment remains separate for added privacy. This home is move-in ready with 200-amp electric service, in-ground sprinklers, and recent updates, including an oil tank and burner replaced just last year. Located within the Middle Country school district, this property is perfect for anyone seeking a dream home or an excellent investment opportunity. Don't miss your chance to own this entertainer's dream home! Potential room for subdivide with proper permits. Photos have been photoshopped. ,
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $559,200 | $559,200 | $559,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $1,458 | $1,458 | $1,458 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,720 | $3,717 | $4,795 |
Total Monthly Payment | $5,270 | $5,267 | $6,345 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.