***PRICE REDUCTION*** This MOVE-IN READY, well maintained 1296 ft. ² Chestnut model with 150 ft. ² lanai is ready for YOU!!! No need for any updates… it already has them! Located in Spruce Creek South’s active retirement community. Where you can play: golf, pickleball, horseshoes, softball, bocce ball or participate in many other activities. Not a sports kind of person? They have a ballroom, pool & spa, fitness equipment, billiards, arts & crafts room, card room and even a library. After a wonderful day of activities, you can come home to your upgraded home that has new laminate flooring in living room and dining room. New neutral earth tone carpet in both bedrooms. Both bathrooms have had upgrades including a new expanded shower in the primary bathroom, both have new toilets, new vanity with cultured marble countertop and new sliding shower doors in guest bathroom. Newer Stainless Steel kitchen appliances, beautifully detailed cabinets and tile floor. The lanai has sliding tinted acrylic windows with screens and mini-blinds. Just outside the lanai is a large fenced in yard; great for pets or visiting children.
* ROOF: 2022, AC: 2021 * WATER HEATER: 2014 * SEPTIC: Inspected and pumped 2022 *
You can sit back and relax because the maintenance has all been taken care of!!! Call for a private tour TODAY!
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Our Executive Mortgage Banker:
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$244,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $195,200 | $195,200 | $195,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $25 | $25 | $25 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,299 | $1,297 | $1,674 |
Total Monthly Payment | $1,399 | $1,397 | $1,774 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.