Discover the perfect blend of classic charm & modern living in this stunning 6-bedroom, 2 & half bath colonial single-family home in Mount Vernon, NY. Step Inside: As you enter, a bright vestibule greets you, setting the tone for a warm & inviting living space. Remove your shoes & unwind in your new haven. The 1st floor is designed for connection: Large living room for cozy nights, dining room for gatherings Eat-in kitchen for morning routines & formal dining room for big dinners. Find Your Sanctuary, Upstairs, a tranquil landing beckons: Plush bench for relaxation Reading nook or social media haven. Four generously-sized bedrooms await: Perfect for love ones or guests. Third Floor Oasis: Two additional bedrooms & full bathroom Bonus room ideal for laundry or hobby space. Convenience at Your Doorstep. Centrally located: lose to schools, Bus and Metro-North, access Shops, supermarkets, and parks nearby Easy parking: Long driveway for stress-free arrivals. Imagine Yourself Here. Envision dinners, cozy movie nights, & lazy Sunday mornings in this beautiful home. Explore the Possibilities; Schedule a viewing today and make this house your home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$674,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $539,920 | $539,920 | $539,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $1,235 | $1,235 | $1,235 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,729 | $3,588 | $4,553 |
Total Monthly Payment | $5,056 | $4,915 | $5,880 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.