Freshly updated and very clean! Are you locking for a safe location of Florida home and not able to cut grass or to do similar activities that owner of single family house has to do, here is an opportunity for 55 years or older to own condo in 55+ community. This unit is in the one floor solidly built concrete construction building in the quiet part of the subdivision. It is beautifully updated, clean and ready to move in. 2 bedrooms/2 bathrooms/ kitchen with eating space/ laundry area with appliances/ glass covered lanai separated by glass sliding doors which could be removed if you want to extend the living area. To the condo is assigned carport for 1 car just a few steps from the entrance, and there are additional parking spaces for guests. The monthly maintenance fee covers a wide range of services including building exterior, roof, water and sewer, trash removal, landscaping maintenance, insurance of structure, cable TV and Internet. The HOA allows 2 pets up to 20 lbs. , doesn’t allow parking boats, motorcycles and trucks. Lease is allowed after the purchase; the minimum lease period is one month. In the center of the community is a lake pond with fountain which you can watch from the community heated pool or the community owned clubhouse. This unit hasn't been damaged and the whole community has not been flooded by hurricanes Helene and Milton. This subdivision is located a few minutes from Tarpon Springs downtown and the nearest beach in Anclote River Park. World famous beaches as Clearwater Beach or Honeymoon Island, golf courses and other attractions of Tampa and St. Petersburg, Tampa International Airport, are within an easy drive. The villa hasn't been damaged or flooded by hurricanes!
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Our Executive Mortgage Banker:
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$165,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $132,000 | $132,000 | $132,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $43 | $43 | $43 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $878 | $877 | $1,132 |
Total Monthly Payment | $996 | $995 | $1,250 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.