156 Shelter Road, Islip (Ronkonkoma), NY, 11779 | $575,000
Welcome to this cozy sprawling ranch, cherished and meticulously maintained by the same family for 54 years! Nestled on a beautifully landscaped half-acre, this bright and airy residence features a spacious eat-in kitchen which overlooks the expansive yard, a formal living room, step-down formal dining room, converted garage offering a spacious den with a wood-burning fireplace, hardwood floors throughout, and a full basement with both inside and outside entrances. Enjoy the privacy of a fully fenced and level yard with mature trees, an oversized deck, vegetable garden, in-ground sprinklers and space for all your outdoor delights. Recent updates include a new roof and oil tank, a 7-year-old furnace, and updated bathroom (2021). Taxes, after the STAR rebate, are only $8, 690. 52!!! 156 Shelter Road is located in the Lake Hills community, within the acclaimed Connetquot School District, providing easy access to major highways, close to the newly revitalized Ronkonkoma LIRR hub, and Smithhaven Mall. This home is a true gem!
Features
- Town: Islip
- Rooms: 7
- Bedrooms: 3
- Baths: 1 full
- Style: Ranch
- Year Built: 1970
- Heating: Oil, Baseboard
- Cooling: Wall Unit(s)
- Basement: Full, Unfinished, Walk-Out Access
- Approx Sq. Feet: 1,537
- Acreage: 0.5
- Est. Taxes: $9,585
- Elem. School: Cherokee Street Elementary School
- Middle School: Ronkonkoma Middle School
- High School: Connetquot High School
- School District: Connetquot
- Appliances: Dishwasher, Dryer, Microwave, Refrigerator, Washer
- MLS#: 3581291
- Days on Market: 9 days
- Website: https://www.raveis.com
/prop/3581291/156shelterroad_islip_ny?source=qrflyer
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
156 Shelter Road, Islip (Ronkonkoma), NY, 11779
$575,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $460,000 | $460,000 | $460,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
| Monthly Tax Payment | $799 | $799 | $799 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,138 | $3,057 | $3,944 |
| Total Monthly Payment | $4,029 | $3,948 | $4,835 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535