Charming Solar-Powered Home for Sale in Monticello, NY. Discover a serene and sustainable sanctuary in Monticello, NY! This idyllic 3-4 bedroom, 3-bathroom home beautifully blends comfort, versatility, and eco-friendliness, making it perfect for families and entrepreneurs. Location: Conveniently situated near Resorts World Catskills and 15 minutes from Bethel Woods Center for the Arts, this home offers relaxation and entertainment opportunities. Nestled across from a picturesque pond, enjoy serene views and a peaceful atmosphere. This is a well-planned, economical home with solar panels and a passive solar design to enhance energy efficiency. Tiled floors throughout reduce your carbon footprint while showcasing a stylish aesthetic. Spacious Living AreasA large kitchen with a sunny breakfast area, perfect for entraining. An open living and dining area featuring large windows that invite natural light and warmth. A dedicated business space and workshop, ideal for artisans, hobbyists, or remote work needs. The second floor features beautiful oak floors, adding elegance to the upper living space. Lush landscaping, fruit trees, and a robust vegetable garden make this property a gardener's paradise. Experience the joy of homegrown produce! Fenced flower/rock and vegetable gardens offer both beauty and functionality, ensuring your gardening endeavors thrive. A new deck provides the perfect spot for relaxation or entertaining while enjoying the outdoors. A paved driveway and a 2-car garage provide ample storage and parking options. Sunroom: An inviting space to unwind, enjoy morning coffee, or bask in the sun's warmth. Whether you envision a home office, creative studio, or small business headquarters, this home adapts to suit your lifestyle. This property offers a unique opportunity to live sustainably while enjoying the comforts of a well-appointed home. Experience this beautiful Sullivan County residence's perfect mix of modern amenities and country charm. Schedule Your Viewing Today! Don't miss out on this versatile property in a highly desirable area. Call now to explore all the possibilities this charming home has to offer!
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$475,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $380,000 | $380,000 | $380,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $720 | $720 | $720 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,528 | $2,526 | $3,205 |
Total Monthly Payment | $3,323 | $3,321 | $4,000 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.