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12405 42nd Ave DRIVE W, Cortez, FL, 34215 | $1,200,000
RARE OPPORTUNITY IN CORTEZ. Spacious 3 Bed/3 Bath HOME, on 1/2 ACRE LOT, on a cul-de-sac, less than a mile from the beach, on a CANAL, with a BOAT SLIP. This classic vintage 2-story older block home with vinyl siding has great bones. Built in 1966 and well cared for, the house is now ready for a refresh. Even though shag carpet is actually quite confortable, it's not really a thing these days, so the floors are ready for your updated finishes. Some of the bigger items have already been done-BRAND NEW ROOF (2024), BRAND NEW ELECTRICAL PANEL (2024), and NEWER AC (2020). The first floor has a living room, kitchen, separate dining room, large family room with a fireplace, 2 bedrooms and 2 bathrooms, a large utility/pantry room, and a 2 car garage. The upstairs has a large bedroom with an en suite bath and walk-in closet. With no HOA, there are so many options with this property. The 1/2 acre could be divided into 2 lots, each lot with a house. The requirement is 6000 SF of land per single family home. The current house could be lived in as is or rented. The current home could be updated or torn down and a new home built. A brand new home could be built on the 2nd lot. So many options. The boat slip originally was covered as a boathouse and the boathouse can be rebuilt as long as it's not larger than the house and meets setback requirements. The canal behind the house goes out to the intercoastal next to the Cortez Bridge, and then out to the Gulf of Mexico and Tampa Bay, so it's ideal for the boating and fishing enthusiast. Also, the county just purchased several acres on the north side of the Cortez Bridge with plans to put in a public boat ramp with parking and boat storage. This unique property can truly boast LOCATION, LOCATION, LOCATION! Situated on a quiet cul-de-sac, on a canal, less than a mile from the beaches of Anna Maria Island, within minutes of restaurants, shopping, golfing, airports, historic Cortez Fishing Village, and so much more. Your Florida lifestyle awaits!
Features
- Rooms: 8
- Bedrooms: 3
- Baths: 3 full
- Lot Size: 76 x 117
- Laundry: In Garage
- Year Built: 1966
- Garage: 2-car
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 3,056
- Acreage: 0.52
- Lot Size: 76 x 117
- Est. Taxes: $3,149
- Appliances: Cooktop
- MLS#: A4611966
- Days on Market: 97 days
- Website: https://www.raveis.com
/eprop/A4611966/1240542ndavedrivew_cortez_fl?source=qrflyer
Listing courtesy of FINE PROPERTIES Phone: 941-782-0000
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
12405 42nd Ave DRIVE W, Cortez, FL, 34215
$1,200,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $960,000 | $960,000 | $960,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.500% | 6.625% | 6.500% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.304% | 6.762% | 6.725% |
| Monthly Tax Payment | $262 | $262 | $262 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $6,068 | $6,147 | $8,363 |
| Total Monthly Payment | $6,455 | $6,534 | $8,750 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388