Visit this beautiful 3 bedroom 2 1/2 bath southern coastal home located in the beautiful community of Amelia Park. Designed in the spirit of ''new urbanism'' Amelia Park features sidewalks, walking trails, beautiful oak trees, a community park, a church, coffee shop and a YMCA, all located in the heart of Amelia Island. This home is just 3 minutes to the beach and 8 minutes to the historic city of Fernandina Beach with its charming restaurants, shops, and regular community events. The primary bedroom and bathroom are on the first floor along with the great room, dining room as well as an open front porch and screened patio for relaxing or grilling out. The floor plan also features a variety of living options that includes a 2nd floor bedroom, living room, kitchenette, porch, and full bathroom. Ideal for a live-in family member, home office, or recreational area for games, movies, or watching your favorite team! Additional features include a new roof in 2024, home vacuum system.
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Our Executive Mortgage Banker:
Our Insurance Division:
$840,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $672,000 | $672,000 | $672,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.282% | 6.762% | 6.036% |
Monthly Tax Payment | $446 | $446 | $446 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,303 | $4,303 | $5,900 |
Total Monthly Payment | $4,841 | $4,841 | $6,438 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.