One or more photo(s) has been virtually staged. *** LISTED BELOW May 2024 APPRAISED VALUE (before new flooring, upgraded baths, new int. /ext. paint)! *** Beautifully upgraded MARC RUTENBERG custom executive-style POOL home in EXCLUSIVE, GATED community of EAST LAKE WOODLANDS w/GOLF COURSE/WATER view and WALKING DISTANCE TO EXCLUSIVE ARDEA COUNTRY CLUB - 3, 438 SF 4 BR/3BA/3-CAR GAR. home + HOME OFFICE/DEN/LIBRARY & HUGE upstairs DOUBLE BONUS ROOM. *** JUST COMPLETED JULY-OCT 2024 ***: NEW lux. vinyl plank flooring (all BRs), NEWLY REMODELED Bath 2 & 3 (pool bath) w/quartz countertops, NEW INTERIOR & EXTERIOR PAINT, NEW landscaping & more! *** ZONED TO ALL A-RATED SCHOOLS, plus WALKING DISTANCE beautiful ARDEA COUNTRY CLUB! . 30 acre lot w/ WATER/GOLF COURSE VIEW (1ST HOLE of the premiere NORTH COURSE)… lot premium was $80K in 1999. One of only a handful MARC RUTENBERG homes in East Lake Woodlands. Executive-style model w/Marc's TRADEMARK CUSTOM-DESIGNED POOL PACKAGE – larger/higher-end than most pool areas in East Lake Woodlands w/OVERSIZED DECK, POOL (saltwater, solar & gas heated), HEATED SPILL-OVER SPA & COVERED LANAI. Other custom pool features incl. Pebble Tec surface, multiple lounging ledges, elegant fountain feature, stair-step/elevated oversized heated spa design, beautiful brick coping & more! Today's estimated price to construct pool ~ $150-200K+. HOMEOWNERS PAY SIGNIFICANTLY MORE FOR MARC RUTENBERG HOME DESIGNS due to their LARGER WINDOWS, DOORS, and overall FOOTPRINT along w/DBL CROWN MOLDING, upgr. structural & roof features (hip roof - see link to article in MLS listing) & more. Silverthorne neighborhood is one of best kept secrets in East Lake Woodlands due to its dead-end street (home on cul-de-sac) & close proximity to ARDEA - no need to leave your car in the hot sun while golfing/enjoying social events/dining. Highly desirable 3-WAY SPLIT FLOOR PLAN - plus POOL BATH leading to OUTDOOR BAR AREA with beautiful golf course/water view. ALL BEDROOMS DOWNSTAIRS! Terrific flow for parties - all sliding/French doors open to pool & LARGE covered outdoor din. area. HVAC-downstairs replaced 2019/upstairs refurbished 2019; ROOF: cement tile (10+ yrs. Rem. Life); DBL CROWN MOLDING in Foyer/Din. Rm. /Liv. Rm. /Kitchen/Fam. Rm/Den; TRAY CEILING-MBA; DBL-SIDED FIREPLACE-fam. rm. /den; COUNTER HEIGHT GRANITE kitchen island, RAISED-PANEL cabinetry w/glass front cabs. w/ crown molding (NOTE: inexpensive quote for new kitchen quartz counters, backsplash, island is attached to listing-or call for more info!); 4th BR can be used as MOTHER-IN-LAW/GUEST SUITE (full bath adj. to BR). MASTER SUITE w/LARGE WALK-IN CLOSET, Master Bath w/raised-panel cabs. , walk-in shower, garden tub, priv. lav. , dbl. sinks. OVERSIZED BR 2 & 3 w/built-in window seats. EAST LAKE WOODLANDS is highly sought after due to its larger lots, parks, lush landscaping, championship 18-hole golf courses, and exclusive Ardea country club (fees required) w/fitness facility, tennis, pickleball, two pools, casual & fine dining & several membership levels to choose from. Make new friends at the many events/activities there. 10 mins to Countryside Mall/major retail/restaurants, 5-10 mins to hospital/medical offices, 25-30 mins to Tampa & St. Pete/Clearwater airports & downtown Tampa, 15 mins. to Ruth Eckerd Hall (fabulous concerts/shows)/Dunedin/Safety Harbor/Tarpon Springs/HONEYMOON ISLAND BEACH/Caldesi Island & MANY MARINAS. Many friendly & long-time residents in the neighborhood because they love it here.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $819,920 | $819,920 | $819,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.750% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.282% | 6.864% | 6.810% |
Monthly Tax Payment | $676 | $676 | $676 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,250 | $5,318 | $7,199 |
Total Monthly Payment | $6,051 | $6,119 | $8,000 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.