Live the Florida lifestyle in this newer home built in 2005 with direct access to the open Gulf. Bring all the water toys with a 12x18 dock, 16, 000 lb boat lift, jet ski dock and kayak launch area. This 3 bedroom, 3 bathroom, oversized garage/workshop, pool home, complete with a large bonus room is a must see. The home has 3, 052 sq ft of living area with vaulted ceilings and an open floor plan. Beautiful Brazilian oak flooring spans the main dining, kitchen and spacious living room areas. Triple 8 feet disappearing sliders open fully to the screened balcony with scenic waterfront views. The home is a dream for entertaining with granite bar tops surrounding the open kitchen’s fine wood cabinetry and ambiance lighting. The master suite is a private retreat, offering stunning waterfront views through a triple set of windows, a spacious walk in closet and direct access to the laundry room. The en-suite bathroom has a double vanity, large soaking tub and walk in shower. The split floor plan provides privacy, with the second and third bedrooms on the opposite side of home. Large great room downstairs has a built in bar and makes a perfect area for a mother in law suite, game or media room. The first floor leads directly out to the pool surrounded by pavers and large covered area for shade. The first floor is insurable with current flood insurance $837 yearly. Home sits at 14 feet elevation. There is 60 feet of water frontage. The oversized garage fits 3+ vehicles and has a workshop area. Home was built with space for an elevator. Recent updates include new roof 2023, newer AC 3 yrs old, and remodeled bedrooms. Meticulously maintained home. Resort style amenities with a clubhouse, pool, jacuzzi, sauna, boat ramp, and tennis/pickleball courts and exclusive membership to a private beach. Low HOA fees. A tremendous 1st class value!
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,099,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $879,200 | $879,200 | $879,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.282% | 6.762% | 6.036% |
Monthly Tax Payment | $522 | $522 | $522 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,630 | $5,630 | $7,719 |
Total Monthly Payment | $6,277 | $6,277 | $8,366 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.