964 Aruba AVENUE, Mulberry, FL, 33860 | $345,000

One or more photo(s) has been virtually staged. Price reduced to match new construction prices! WHY WAIT TO BUILD?! This home is less than 2 years old and has custom updates ADDED AFTER construction such as: Vinyl Fence, screen enclosed the lanai, ceiling fans, custom-fit window blinds, epoxy paint on the garage and lanai floors for added durability and beauty! Offering 1, 545 square feet of living space all on one story, including 3 bedrooms, 2 baths, and an open living area. The beautifully designed open kitchen features Silestone quartz countertops, Samsung stainless appliances, a walk-in pantry, and a spacious island that flows seamlessly into the dining café and gathering room.

The living area, laundry room, and bathrooms are adorned with luxury vinyl plank flooring, while the bedrooms boast stain-resistant Mohawk carpet for added comfort. The owner's suite offers a walk-in wardrobe and a private en-suite bath with dual vanities, a tiled shower, and a closeted toilet.

Step outside to enjoy the covered screened lanai, perfect for relaxing or entertaining, and a fenced backyard with fruit trees and decorative landscaping. Additional highlights include a 2-car garage with a smart garage door opener, custom-fit window blinds, architectural shingles, and energy-efficient features like R-30 insulation, foam-injected block insulation, double-pane Low-E windows, a programmable thermostat, and LED lighting in the kitchen and gathering room. The garage and lanai floors have been improved with epoxy paint for added durability.

Located just a short drive from Hwy 60, the Polk Parkway, and popular Central Florida attractions such as Disney, Universal Studios, Busch Gardens, and the Hard Rock Casino, this home offers convenient access to numerous employers, shopping centers, restaurants, airports, beaches, golf courses, and medical facilities.

With its modern design, energy-efficient features, and prime location, this home is an incredible opportunity to own a piece of paradise. FINANCING AVAILABLE: USDA 100% FINANCING, CONVENTIONAL, FHA and VA loans. DOWN PAYMENT ASSISTANCE AVAILABLE! Don’t miss out on this beautiful home—schedule your showing today!

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Year Built: 2022
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,545
  • Acreage: 0.14
  • Est. Taxes: $3,867
  • HOA Fee: $900 Annually
  • High School: Mulberry High
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Microwave, Range, Refrigerator
  • MLS#: L4948109
  • Days on Market: 45 days
  • Website: https://www.raveis.com
    /prop/L4948109/964arubaavenue_mulberry_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/23/2024 12:47:12 PM)
Listing courtesy of DALTON WADE INC   Phone: 888-668-8283

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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964 Aruba AVENUE, Mulberry, FL, 33860

$345,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $276,000 $276,000 $276,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $322 $322 $322
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,836 $1,834 $2,366
Total Monthly Payment $2,233 $2,231 $2,763

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.