209 Pine Ridge Drive in EASLEY, SC! LOCATION, LOCATION, LOCATION! The coolest little low-key street @Smithfields Country Club! Just passed the CLUBHOUSE, this location is the road less traveled for sure! Quiet, Serene and Surrounded by natural beauty, This home features 4 huge Bedrooms and 3 1/2 Bathrooms. Updated and MOVE IN READY, with gleaming Hardwood Floors, Quartz Countertops, Walk in Pantry, Built ins and Garage Workshop. The circular and garage driveways has an abundance of parking for those who like to entertain. The seller's love this HOME - but need more space for their growing family! If you are looking for a community that you can call HOME, SCC is continuing to grow even more with the new ownership and the upcoming renovations they have planned for this fantastic club. Smithfields Country Club Membership is separate from the HOA. If you enjoy the outdoors, GOLF, Swimming, Tennis and PickleBall - this community will be an awesome fit.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $359,920 | $359,920 | $359,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $115 | $115 | $115 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,455 | $2,392 | $3,035 |
Total Monthly Payment | $2,644 | $2,581 | $3,224 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.