Welcome to the charming town of Woodruff, South Carolina, where new home sales are thriving and opportunities for homeownership await. Nestled in the picturesque Upstate region, Woodruff combines small-town charm with convenient access to urban amenities, making it an ideal place to call home. Whether you're a first-time buyer, a growing family, or looking for a serene retreat, we have a range of new homes to suit your needs and lifestyle. Woodruff is renowned for its top-rated schools and a strong sense of community. Families looking for a nurturing environment and quality education for their children will find a range of excellent schools in the area. Additionally, the close-knit community of Woodruff welcomes newcomers with open arms, fostering a friendly and supportive atmosphere that will make you feel right at home. Nestled in the heart of Upstate South Carolina, Woodruff has the perfect balance of peaceful living and easy access to urban amenities. Enjoy the tranquility of small-town life while still being within a short drive to major cities like Greenville and Spartanburg. Take advantage of the proximity to shopping centers, dining options, entertainment venues, and employment opportunities, making Woodruff an ideal location for both work and play. This spacious Penwell floor plan offers a large, open kitchen featuring a walk in pantry, spacious granite countertops with plenty of storage and stainless steel appliances that opens up to a huge Great Room complete with gas fireplace. Flex room you can use as a DR or Study. Upstairs you will find the Owner's Suite has an impressive walk in closet just off the deluxe bath which includes a separate walk-in shower and garden tub. Two spacious secondary bedrooms with 2 walk-in closets and a loft/bedroom depending on options selected. This is an incredible value with all the benefits of new construction and a 1/2/10 Warranty! USDA 100% financing available!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$299,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,920 | $239,920 | $239,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $150 | $150 | $150 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,596 | $1,595 | $2,057 |
Total Monthly Payment | $1,821 | $1,820 | $2,282 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.