**Take advantage of a seller paid promotion. The seller will credit the buyer $7, 598 towards their closing costs and prepaid items at closing, which could include a rate buy down, on any full price offer accepted by 11/30/24. **This spacious 4-bedroom, 2. 5-bathroom home offers over 2, 800 square feet of living space and boasts a serene pond view with no backyard neighbors, providing the ultimate privacy and tranquility. As you step inside, you'll be greeted by a formal dining room, perfect for hosting gatherings and special occasions. The kitchen is a chef's delight, featuring 42” cabinets, granite countertops, stainless steel appliances, and a convenient walk-in pantry. Adjacent to the kitchen is a large dinette area and family room, creating the ideal space for everyday living and entertaining. Upstairs, you'll find a versatile loft/bonus room, offering endless possibilities for gaming, media, or relaxation. The oversized master bedroom is a true retreat, complete with a luxurious en-suite bathroom featuring dual sinks, a garden tub, a separate shower, and a spacious walk-in closet. The secondary bedrooms are nicely sized, providing comfortable accommodations for family members or guests. Outside, the expansive backyard overlooks a picturesque pond, offering a peaceful backdrop for outdoor enjoyment and relaxation. Residents of Whispering Woods can also take advantage of community amenities including a pool, tot lot, and walking trail, all while enjoying the benefits of low HOA fees. Don't miss out on this incredible opportunity to own your own waterfront paradise! Call today to schedule your private viewing and experience the beauty and tranquility of this exceptional home.
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Our Executive Mortgage Banker:
Our Insurance Division:
$379,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $303,920 | $303,920 | $303,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $490 | $490 | $490 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,022 | $1,997 | $2,563 |
Total Monthly Payment | $2,587 | $2,562 | $3,128 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.