Safe and Secure with NO damage from Helene or Milton, this end unit feels like a house - exceptionally bright. **Estuaries II has received a satisfactory Milestone Engineering Phase 1 Inspection in 2023, Fully insured building with adequate reserves for future projects. The building is considered one of the best built on the West coast of Florida, per association manager** Home is located in a tree-top setting with a view of Terra Ceia Bay. With 3 bedrooms and 2 full baths, split floor plan, NEW A/C in 2023, granite countertops in bathrooms and kitchen, newer appliances and a Venetian plaster treatment in the guest bathroom, new washer in 2024. Extremely large living room (27x16) with wide plank luxury vinyl flooring. Enter your primary bedroom through a beautiful etched glass door. Enjoy sunrises from your den and sunset views from your lanai. Your car is in an assigned covered parking space at ground level. The building does has an elevator and there is a 3x6 storage area just outside your front door! Residents enjoy the heated, recently updated Estuaries pool! Estuaries II, is located behind the gates of Palms of Terra Ceia Bay, and is a 45 minute drive to Tampa International Airport. The community offers with membership an 18 hole public golf course, pickleball & tennis courts, club house with dining, community pool and tiki bar. There is a nature trail and a 500 foot fishing pier with fascinating bird-watching in a unique setting all part of this true unspoiled Florida estuary and aquatic preserve. Come view this property today, your resort lifestyle awaits you!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,920 | $319,920 | $319,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $232 | $232 | $232 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,128 | $2,126 | $2,743 |
Total Monthly Payment | $2,435 | $2,433 | $3,050 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.