Charming Duplex in Safety Harbor, FL – Ideal for Investors or Homeowners
Located in the highly sought-after Safety Harbor area, this well-maintained duplex offers both comfort and convenience. Perfect for investors or those looking to live in one unit and rent the other, this property boasts a solid structure with recent updates that ensure low-maintenance living for years to come.
Key Features:
Roof: Replaced 10 years ago, providing peace of mind with plenty of life left.
Air Conditioning: Both units feature air conditioners installed 10 years ago, ensuring reliable climate control.
Kitchens: Both kitchens were fully updated 10 years ago with modern appliances and finishes, offering a clean, contemporary feel.
Water Heaters:
Unit A: Brand new, just 2 months old.
Unit B: 10 years old, still in good working condition.
Appliances: All washers, dryers, stoves, and refrigerators in both units are under 7 years old, with some as new as 2 years old. No need to worry about appliance updates for years to come.
This duplex is a rare find in Safety Harbor, a city known for its quaint charm, excellent schools, and proximity to beautiful beaches and vibrant downtown areas. Whether you’re looking for a stable investment or a comfortable home, this property checks all the boxes.
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Our Executive Mortgage Banker:
Our Insurance Division:
$520,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $416,000 | $416,000 | $416,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $256 | $256 | $256 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,768 | $2,765 | $3,508 |
Total Monthly Payment | $3,116 | $3,113 | $3,856 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.