Savvy homesteaders and investors wanted! Ready to create your perfect family homestead? This 5-bed, 1 bath home, set on 10 acres in South Royalston, is waiting for you! Just minutes from the beautiful Birch Hill Recreation Area and the tranquil Millers River, this property offers a large kitchen, living and dining room, 4 bedrooms upstairs and 1 downstairs, offering different possibilities, as well as two enclosed porches. Renovated around 2005, this home blends character with opportunity for your personal touch. Outside, the property features a workshop, animal shelters with fenced in area, and a convenient walk out basement. With 660 feet of road frontage, the land is a mix of open fields and wooded areas, offering endless possibilities for farming, recreation, or peaceful living. This property may not qualify for most loan products. Cash offers are preferred. Title V is buyer's responsibility. The potential is yours to shape - Don't miss out! Please see disclosures for more info.
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William Raveis Real Estate
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Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $231,200 | $231,200 | $231,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.490% | 5.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.654% | 5.752% |
Monthly Tax Payment | $174 | $174 | $174 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,461 | $1,460 | $1,888 |
Total Monthly Payment | $1,710 | $1,709 | $2,137 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.