Welcome to this charming one-family Cape in the heart of Floral Park, just blocks from Hillside Avenue and conveniently situated near all amenities. As you step inside, you're greeted by a spacious and inviting living room, perfect for relaxing or entertaining guests. The main level boasts a generous kitchen with ample cabinet space, seamlessly connecting to the dining area, making it ideal for family meals and gatherings. You'll also find two well-appointed bedrooms with beautiful hardwood flooring and a full bathroom on this level, offering comfort and convenience. The upper level features two additional spacious bedrooms, providing plenty of room for a growing family or the flexibility to create a home office or guest room. The house also includes a full basement with outdoor access, offering endless possibilities for storage or future expansion. This property includes a one-car detached garage, providing secure parking or extra storage space. The home is equipped with a brand-new gas boiler and a recently installed water heater, ensuring energy efficiency and peace of mind for years to come. Situated close to public transportation, parks, and shopping, this Floral Park gem offers the perfect blend of suburban living with easy access to all conveniences. Don't miss the opportunity to make this delightful home yours!
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Our Executive Mortgage Banker:
Our Insurance Division:
$769,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $615,200 | $615,200 | $615,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $667 | $667 | $667 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,093 | $4,089 | $5,188 |
Total Monthly Payment | $4,852 | $4,848 | $5,947 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.