Discover this cottage-style three-bedroom, two-bath lakeside retreat, beautifully updated with modern touches while retaining its rustic charm. The spacious mudroom with two coat closets is conveniently accessible from the attached garage. On the main level, you'll find a new custom kitchen, a grand sitting area with a dramatic original fireplace, wood stove, vaulted ceilings, French doors, and a dining area, as well as two bedrooms, a laundry room, and a full bathroom. Upstairs, the space is divided into two sections: one side boasts a large primary bedroom suite with an office area and a ¾ bathroom, while the other features a finished loft area. The tranquility of this property is truly remarkable, enhanced by beautiful mature hydrangeas that surround the house, along with lilies and apple trees throughout the grounds. Additionally, a small barn equipped with water and electricity provides excellent options for extra storage or accommodating animals. All of this located on Star Lake, a beautiful wildlife lake with views of protected State Land. Walk to Belmont Village for all of the charming Vermont Festivities
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Our Executive Mortgage Banker:
Our Insurance Division:
$539,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $431,200 | $431,200 | $431,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.490% | 5.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.654% | 5.752% |
Monthly Tax Payment | $636 | $636 | $636 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,725 | $2,723 | $3,521 |
Total Monthly Payment | $3,453 | $3,451 | $4,249 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.