Don’t miss this at the exceptionally new price. Easy to show! Now easy to show! Pine Lakes Gem is a must see! 4 Bedroom 2 bath saltwater pool home has it all. With the split plan the primary bedroom and ensuite is on one side and the three additional bedrooms and guest bath are on the other. You begin your experience by entering through the covered front portico with travertine flooring and the decorator door with 2 sidelights. As you open the door you will be amazed at the open concept floor plan. The Dining Room is on the right and formal living room is on your left. The tiled foyer has a mosaic insert and archways to the dining room and further into the kitchen. There is still your Family Room with sliders to your Florida Room and the pool area and open to the kitchen for ease of entertaining and comfortable family living. The kitchen boasts stainless steel appliances, granite counters and breakfast bar that comfortably seats 4, plenty of cabinet. The oversized owner’s suit is your have to relax, and the ensuite bathroom has a decorator tile shower with corner seat and open glass wall and walk-in closet. The double sink granite counter area is amazing with plenty of storage space including 72” tall cabinets on each side and a center vanity station. Bedrooms 2 & 3 also have walk in closets. Bedroom 4 is currently used as an office. The 23 x 9 Florida Room lends itself to many possibilities. It has direct access to the Owners' Suite and also to the second bathroom which is also has decorator tile walk-in in shower with seat, and glass doors. When relaxing on your 38 x 30 Pool deck you will be mesmerized by the sparkling, free form, 28 x 14, solar heated pool with waterfall. The lighting transforms it into a nighttime paradise. Please see the feature flyers for all the amazing features. To name just a few upgrades: “Roof 2021, HAVAC 2021 with UV sanitizing and coil scrubber, Garage door 2020 and pool screen enclosure 2024”. Close to Medical, schools, shopping, restaurants and of course beautiful Flagler Beach. Easy access to I95 and US1 for an easy drive to St. Augustine and Daytona
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $367,120 | $367,120 | $367,120 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $224 | $224 | $224 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,442 | $2,440 | $3,148 |
Total Monthly Payment | $2,741 | $2,739 | $3,447 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.