Nestled in the tranquil community of Laurel Woods, 12 Laurel Drive presents a unique opportunity for comfortable living in a natural setting. This end-unit condo with garage offers a spacious and open layout with 2 bedrooms, 2. 5 baths. A finished lower level with a tremendous amount of space provides endless possibilities for an office, exercise space, or a family room. Included in the lower level is a screened in sunroom that flows easily into the verdant back yard. Convenience is key, with easy access to the highway for effortless commuting and travel. For outdoor enthusiasts, the property is a stone's throw away from a variety of lake and beach options. The surrounding area is a haven for health and wellness, with plenty of walking trails that invite residents to explore the scenic beauty of the region. Restaurants, shopping, art galleries, boating, golf and schools are also conveniently located. While this home is move-in ready with newer windows, skylights and sliders, a few modern updates could easily transform it into an incredible home. With its prime location and potential for customization, 12 Laurel Drive is the perfect blend of accessibility, nature, and untapped possibility.
Type | Description | Level |
---|---|---|
Bedroom 1 | Wall/Wall Carpet | Upper |
Dining Room | Balcony/Deck,Combination Liv/Din Rm,Sliders,Wall/Wall Carpet | Main |
Family Room | Sliders,Wall/Wall Carpet | Lower |
Living Room | Balcony/Deck,Book Shelves,Built-Ins,Ceiling Fan,Sliders,Wall/Wall Carpet | Main |
Primary Bedroom | Full Bath,Wall/Wall Carpet | Upper |
Sun Room | Skylight,Sliders,Hardwood Floor | Lower |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $288,000 | $288,000 | $288,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.490% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.681% | 6.678% | 6.034% |
Monthly Tax Payment | $330 | $330 | $330 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,965 | $1,818 | $2,392 |
Total Monthly Payment | $2,370 | $2,223 | $2,797 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.