Charming antique farmhouse majestically sited on a sprawling four acres of lush grounds and former pasture, conveniently located within close proximity to downtown Franklin-truly offering the best of both worlds! Rich in history, this Cape style home features an expansive floor plan including the country kitchen showcasing rustic knotty pine cabinetry, ample pantry storage, separate laundry, quaint dining/sitting room equipped with a brick hearth, wood stove, exposed wood beams, wide plank hardwood floors, T&G ceiling, and oversized windows. Just off of the formal front entry, you will find an oversized living room featuring a wood burning fireplace, the primary bedroom including an adjoining room, perfect for a guest room, office, nursery-you choose! And, a full Hollywood style bath with a sliding mirrored shower door, enhances accessibility for all. The upper level hosts an additional bedroom and a bonus room ideal for extra storage or future expansion. Two story HEATED BARN features multiple bays, including a woodworking shop, and a separate walk-in basement previously used as part of the farm. Public water & sewer, metal roof and brand new oil tank add to the longevity and reliability of this special home. Potential to subdivide offers a unique investment opportunity, creating the option to sell one or more lots! Phenomenal location just minutes to shops, restaurants, Mill City Park, and close to the Tilton outlets, Route 93, the beautiful lakes region, and so much more!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $419,920 | $419,920 | $419,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $421 | $421 | $421 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,794 | $2,791 | $3,541 |
Total Monthly Payment | $3,307 | $3,304 | $4,054 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.