Get ready for a Change in Attitude at Latitude Margaritaville, a vibrant 55+ community inspired by the carefree lifestyle of Jimmy Buffett! This charming Dreamsicle cottage boasts breezy coastal colors and is conveniently located near the gated entrance, putting you steps away from a tropical paradise. Indulge in the resort-style amenities, including the Paradise Pool with a beach entry, adjacent Sandbar tiki-bar/restaurant, and the famous Latitude Bar & Chill. Stay fit and entertained at the Fins Up! Fitness Center, Mango Theater, and the Town Center stage for live events. Hop on the community bus for easy access to the private beach club and pool. Inside, this better than new open-concept home welcomes you with vaulted ceilings, stunning shiplap accents, and elegant wood-look laminate flooring throughout. The gourmet kitchen is a chef’s dream with 42” cabinets with crown molding, quartz countertops, and stainless steel appliances. Whether preparing meals on the gas stove or enjoying the soft-close drawers and pullouts, every detail has been thoughtfully designed for convenience and style. Relax in the spacious master suite featuring a custom shiplap headboard and a barn door entry to a spa-like master bath with a frameless glass shower, granite countertops, and exquisite tile work. Guests will appreciate the second bedroom’s Murphy bed and upgraded bath with modern finishes. The dedicated laundry room is equipped with ample cabinetry and includes a washer and dryer for added convenience. Practical touches like two overhead garage storage racks, pre-installed TV mounts, and upgraded, designer lighted ceiling fans in the bedrooms, den/office, great room, and patio ensure you’re moving into a home that’s not only beautiful but fully equipped for your convenience. The den/office space is ideal for working from home or pursuing hobbies. Outside, enjoy your morning coffee or an evening cocktail on the lovely patio or join neighbors for one of the many community events happening throughout the year. Life in Latitude Margaritaville is an endless adventure. Enjoy access to the Workin’ N’ Playin’ Center, Barkaritaville Pet Spa, and Latitude Town Square with its lively Bandshell for concerts and events. Swim in the second outdoor pool, relax in cabanas, or sip a cocktail at the Changes in Attitude poolside bar. With tennis, pickleball, bocce courts, and even a field for fins ball, staying active has never been more fun. Picnic areas, BBQ grills, and, again, a private oceanfront beach club round out the outdoor offerings, and for your everyday needs, a 200, 000-square-foot retail center, complete with a grocery store, is just a short golf cart ride away. Make this beautiful Dreamsicle cottage your next home and experience life on island time, where relaxation and excitement blend seamlessly in a vibrant, welcoming community. Bubbles Up! Contact Your Agent for Assumable Mortgage details on this home!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $338,000 | $338,000 | $338,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $264 | $264 | $264 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,306 | $2,246 | $2,850 |
Total Monthly Payment | $2,645 | $2,585 | $3,189 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.