Welcome to this charming three-bedroom one and half bath home! As you approach the front of the house, you'll be greeted by a cozy front porch, perfect for enjoying your morning coffee or relaxing in the evening. The backyard also features a lovely porch for additional outdoor enjoyment. As you enter the house you'll find a spacious dining room that can also serve as a cozy living room, providing versatile options for your interior design. The open kitchen includes a new dishwasher, corian countertops, garbage disposal, easy access to the back porch & a peninsula that accommodates seating making it ideal for family gatherings or casual meals & overlooks the family room, which can be tailored to fit your family's needs. The home boasts hardwood flooring, adding to its character & charm & two renovated bathrooms. Enjoy having natural gas heat, public water and sewer. Convenience is key, with laundry hookups conveniently located on the main level as well as in the basement. Enjoy the 2 spacious bedrooms on the second level, each filled with plenty of natural sunlight, carpeting & huge walk-in closets. The third level offers a flexible layout that allows you to set up your third bedroom & additional living spaces to suit your needs. The basement has ample room for storage & Bilco doors for additional entry. The large yard is well manicured & has 2 sheds for storage. Close to shopping, banking, restaurants, hospital, lake, golf course, I84 I684 & RT7. OFFERS DUE 10/7/24 6: 00 PM
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Ceiling Fan,Walk-In Closet,Wall/Wall Carpet | 12.7 x 14.7 | Upper |
Bedroom 2 | Ceiling Fan,Wall/Wall Carpet | 11.3 x 21.0 | Upper |
Dining Room | 14.0 x 13.0 | Main | |
Full Bath | Full Bath,Tub w/Shower,Tile Floor | Upper | |
Kitchen | Breakfast Bar,Granite Counters,Hardwood Floor | 10.0 x 20.9 | Main |
Living Room | Ceiling Fan,Hardwood Floor | 10.0 x 15.6 | Main |
Other | Ceiling Fan,Wall/Wall Carpet | 9.3 x 16.0 | Upper |
Primary Bedroom | Ceiling Fan,Walk-In Closet,Wall/Wall Carpet | 12.7 x 14.7 | Upper |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 845.290.3871
Matthew.DeMaria@raveis.com
NMLS Mortgage Loan Originator ID 147983
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $317,600 | $317,600 | $317,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.775% | 6.790% | 6.034% |
Monthly Tax Payment | $407 | $407 | $407 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,167 | $2,034 | $2,637 |
Total Monthly Payment | $2,649 | $2,516 | $3,119 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.