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17 Cross Street, Highgate, VT, 05459 | $249,000
This exquisite piece of Highgate history is now available and ready to be rejuvenated. Welcome to 17 Cross Street in Highgate - offering a stoic 2-story home dripping in notable architectural detail; capturing our hearts one room at time. Conveniently located in the middle of town, with easy access to shops, restaurants, and a quick commute to Saint Albans, this beautiful property is nestled on an acre of land, which stretches beyond the backyard - the back half of the parcel being serene and wooded. Currently utilized as a single-family home, with duplex potential per the town of Highgate, the property is brimming with opportunity. An expansive primary home, investment opportunity, or gorgeous renovation project - the choice is yours! The first floor consists of two large bedrooms, a full bathroom, spacious kitchen and dining areas, and a walk-through area to the garage. With laundry close by and stairs to the second level living space, the set-up is more than convenient. The second level has been utilized as an apartment in the past and will need to be re-permitted, but it offers a roomy office space, kitchen, full bathroom, living area, and two additional expansive bedrooms. With separate private entries, each level can be treated as its own; with plenty of parking and storage in the attached garage and barn areas. Historic charm and the quintessential Vermont farmhouse feel are embodied in this beautiful home - grasp the opportunity to make it shine.
Features
- Rooms: 10
- Bedrooms: 4
- Baths: 2 full
- Style: Duplex,Farmhouse,Historic Vintage
- Year Built: 1842
- Garage: 2-car Garage
- Heating: Propane,Oil,Baseboard
- Cooling: None
- Basement: Dirt Floor,Unfinished
- Approx Sq. Feet: 2,228
- Acreage: 1
- Est. Taxes: $3,552
- Lot Desc: City Lot,Corner,Level,Timber,In Town,Near Shopping,Near Public Transportatn
- Elem. School: Highgate Elementary School
- Middle School: Missisquoi Valley Union Jshs
- High School: Missisquoi Valley UHSD #7
- School District: Missisquoi Valley UHSD 7
- MLS#: 5017414
- Website: https://www.raveis.com
/prop/5017414/17crossstreet_highgate_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 11/22/2024Listing courtesy of Coldwell Banker Hickok and Boardman Phone: 802-863-1500
Listing Agent: Nicole Broderick
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
17 Cross Street, Highgate, VT, 05459
$249,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $199,200 | $199,200 | $199,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
| Monthly Tax Payment | $296 | $296 | $296 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,325 | $1,324 | $1,680 |
| Total Monthly Payment | $1,696 | $1,695 | $2,051 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484