“Bungalow Beauty” is located in the Heart of Kenwood with Modern Updates and a Detached ADU. This beautifully updated 3-bedroom, 3-bathroom bungalow blends historic charm with a modern flair, offering the perfect retreat for the urban dweller. Situated in the vibrant Kenwood neighborhood, the home features a detached ADU, providing flexibility for guests, rental income, or a private workspace. The main house offers 2 bedrooms and 2 bathrooms and boasts an open floor plan with high ceilings, allowing for a natural flow from the living room, through the dining room, and into the modern kitchen. The primary bedroom includes an en suite bathroom with a walk-in shower and convenient laundry setup. A cozy sunroom at the front of the house provides a perfect spot for morning coffee or an afternoon read. The detached ADU includes an inviting bedroom and living area, full bathroom, and laundry hookup, offering additional comfort and convenience. Sophisticated finishes throughout both spaces give this historic property a fresh, move-in-ready feel. Step outside into the fully fenced yard, where you’ll find a fire pit and a hammock area, perfect for relaxing or entertaining. Located in the heart of St. Petersburg, this home offers easy access to Central Avenue’s shops and restaurants. It’s ideally situated between the bustling downtown scene and a short drive to the beautiful Gulf beaches.
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Our Executive Mortgage Banker:
Our Insurance Division:
$689,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $551,200 | $551,200 | $551,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $475 | $475 | $475 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,667 | $3,663 | $4,648 |
Total Monthly Payment | $4,234 | $4,230 | $5,215 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.