815 Pinewood DRIVE, Ormond Beach, FL, 32174 | $399,900

LIKE NEW! Enjoy MAINTENANCE FREE living in The Arbor II offering 2BR/2BTH plus flex room. This floor plan is very open, so you are always at the heart of what's going on; but also offers privacy for the homeowner and their guests. This open floor plan is the perfect layout for empty nesters with frequent visitors. At the rear of the home, you will find the master suite overlooking the preserve. The master suite offers his and her walk-in closets, his and her sinks and an oversized shower. At the heart of the home is a center island kitchen with 42'' maple cabinets, granite countertops, and stainless appliances. The kitchen, dining area and living room are all open to one another giving you a very spacious feel. At the front of the home is a flex room which works perfect as a home office or den, the laundry room, plus the guest suite. Access to the garage is through the laundry room. There are 10' ceilings throughout, tile in main living area, a paver driveway, full home water filtration system & more! Located in the GATED GOLFING community of Plantation Bay by ICI Homes this 2020 built townhome is the epitome of maintenance free living. Just 4 Miles to the OCEAN, 3 miles to Publix, Gas, SunTrust, pizza and more. Sub. Assoc. of 187/month includes, lawn, irrigation maintenance & roof. Golf, fitness center, restaurants, tennis, spa are all available for additional membership. All information taken from the tax record, and while deemed reliable, cannot be guaranteed.

Features

  • Amenities: Gated, Golf Course
  • Rooms: 7
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Style: Other
  • Year Built: 2020
  • Garage: 2-car
  • Heating: Central, Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 1,582
  • Acreage: 0.12
  • Est. Taxes: $6,371
  • HOA Fee: $257 Quarterly
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: V4938834
  • Days on Market: 0 day
  • Website: https://www.raveis.com
    /prop/V4938834/815pinewooddrive_ormondbeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 10/4/2024 7:17:11 PM)
Listing courtesy of GERI WESTFALL REAL ESTATE   Phone: 386-677-0870

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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815 Pinewood DRIVE, Ormond Beach, FL, 32174

$399,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $319,920 $319,920 $319,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.490% 5.490%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.490% 6.654% 5.752%
Monthly Tax Payment $531 $531 $531
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,022 $2,020 $2,612
Total Monthly Payment $2,628 $2,626 $3,218

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.